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INDICATOR DETAIL
Credit-to-GDP gap (United States) -11.3 percentage_points_of_gdp
Valid Period ending 31 Mar 2026 Available 22 Oct 2026 · 20:24 UTC
Credit-to-GDP gap (United States)
An earlier economic period is in use. Requested period: 30 Sep 2026. Actual period: 31 Mar 2026. The source availability date and configured freshness limit are retained. Published metric history, percentage_points_of_gdp 180 observed values from 1981-06-30 to 2026-03-31. Horizontal position follows economic dates. Lines stop at explicitly missing source periods. Recent exact values follow in the table; all retained readings are available through the pinned JSON query. -10 0 10 1981-06-30: -2.7 percentage_points_of_gdp 1981-09-30: -3.4 percentage_points_of_gdp 1981-12-31: -3.6 percentage_points_of_gdp 1982-03-31: -3.3 percentage_points_of_gdp 1982-06-30: -2.5 percentage_points_of_gdp 1982-09-30: -2 percentage_points_of_gdp 1982-12-31: -1.5 percentage_points_of_gdp 1983-03-31: -1.9 percentage_points_of_gdp 1983-06-30: -1.2 percentage_points_of_gdp 1983-09-30: -1 percentage_points_of_gdp 1983-12-31: -0.6 percentage_points_of_gdp 1984-03-31: -1 percentage_points_of_gdp 1984-06-30: -0.1 percentage_points_of_gdp 1984-09-30: 0.2 percentage_points_of_gdp 1984-12-31: 1.6 percentage_points_of_gdp 1985-03-31: 2.2 percentage_points_of_gdp 1985-06-30: 3.4 percentage_points_of_gdp 1985-09-30: 4.2 percentage_points_of_gdp 1985-12-31: 6.2 percentage_points_of_gdp 1986-03-31: 5.8 percentage_points_of_gdp 1986-06-30: 6.8 percentage_points_of_gdp 1986-09-30: 8 percentage_points_of_gdp 1986-12-31: 9.7 percentage_points_of_gdp 1987-03-31: 8.9 percentage_points_of_gdp 1987-06-30: 9.6 percentage_points_of_gdp 1987-09-30: 9.7 percentage_points_of_gdp 1987-12-31: 9.4 percentage_points_of_gdp 1988-03-31: 8.8 percentage_points_of_gdp 1988-06-30: 8.9 percentage_points_of_gdp 1988-09-30: 8.3 percentage_points_of_gdp 1988-12-31: 8.2 percentage_points_of_gdp 1989-03-31: 6.9 percentage_points_of_gdp 1989-06-30: 6.6 percentage_points_of_gdp 1989-09-30: 5.6 percentage_points_of_gdp 1989-12-31: 5.3 percentage_points_of_gdp 1990-03-31: 4.8 percentage_points_of_gdp 1990-06-30: 4.1 percentage_points_of_gdp 1990-09-30: 3.2 percentage_points_of_gdp 1990-12-31: 2.4 percentage_points_of_gdp 1991-03-31: 1.2 percentage_points_of_gdp 1991-06-30: 0.9 percentage_points_of_gdp 1991-09-30: -0.5 percentage_points_of_gdp 1991-12-31: -1.5 percentage_points_of_gdp 1992-03-31: -2.9 percentage_points_of_gdp 1992-06-30: -4.1 percentage_points_of_gdp 1992-09-30: -5.2 percentage_points_of_gdp 1992-12-31: -6.2 percentage_points_of_gdp 1993-03-31: -7.3 percentage_points_of_gdp 1993-06-30: -7.2 percentage_points_of_gdp 1993-09-30: -7 percentage_points_of_gdp 1993-12-31: -6.7 percentage_points_of_gdp 1994-03-31: -6.8 percentage_points_of_gdp 1994-06-30: -6.7 percentage_points_of_gdp 1994-09-30: -6.8 percentage_points_of_gdp 1994-12-31: -6.2 percentage_points_of_gdp 1995-03-31: -6.4 percentage_points_of_gdp 1995-06-30: -5.5 percentage_points_of_gdp 1995-09-30: -5 percentage_points_of_gdp 1995-12-31: -4.3 percentage_points_of_gdp 1996-03-31: -4.1 percentage_points_of_gdp 1996-06-30: -3.7 percentage_points_of_gdp 1996-09-30: -3.6 percentage_points_of_gdp 1996-12-31: -3.9 percentage_points_of_gdp 1997-03-31: -4.2 percentage_points_of_gdp 1997-06-30: -3.7 percentage_points_of_gdp 1997-09-30: -3 percentage_points_of_gdp 1997-12-31: -2.6 percentage_points_of_gdp 1998-03-31: -1.9 percentage_points_of_gdp 1998-06-30: -0.1 percentage_points_of_gdp 1998-09-30: 0.7 percentage_points_of_gdp 1998-12-31: 1.6 percentage_points_of_gdp 1999-03-31: 2.2 percentage_points_of_gdp 1999-06-30: 2.7 percentage_points_of_gdp 1999-09-30: 3.9 percentage_points_of_gdp 1999-12-31: 4.2 percentage_points_of_gdp 2000-03-31: 4.6 percentage_points_of_gdp 2000-06-30: 4.8 percentage_points_of_gdp 2000-09-30: 4.8 percentage_points_of_gdp 2000-12-31: 4.7 percentage_points_of_gdp 2001-03-31: 3.7 percentage_points_of_gdp 2001-06-30: 5.1 percentage_points_of_gdp 2001-09-30: 6.4 percentage_points_of_gdp 2001-12-31: 6.7 percentage_points_of_gdp 2002-03-31: 6.5 percentage_points_of_gdp 2002-06-30: 6.9 percentage_points_of_gdp 2002-09-30: 7.1 percentage_points_of_gdp 2002-12-31: 7.7 percentage_points_of_gdp 2003-03-31: 7.3 percentage_points_of_gdp 2003-06-30: 8.8 percentage_points_of_gdp 2003-09-30: 8.5 percentage_points_of_gdp 2003-12-31: 7.8 percentage_points_of_gdp 2004-03-31: 7.2 percentage_points_of_gdp 2004-06-30: 7.2 percentage_points_of_gdp 2004-09-30: 7.2 percentage_points_of_gdp 2004-12-31: 8 percentage_points_of_gdp 2005-03-31: 7.1 percentage_points_of_gdp 2005-06-30: 7.7 percentage_points_of_gdp 2005-09-30: 7.9 percentage_points_of_gdp 2005-12-31: 8.2 percentage_points_of_gdp 2006-03-31: 8.8 percentage_points_of_gdp 2006-06-30: 9.6 percentage_points_of_gdp 2006-09-30: 9.7 percentage_points_of_gdp 2006-12-31: 10.1 percentage_points_of_gdp 2007-03-31: 10 percentage_points_of_gdp 2007-06-30: 11.2 percentage_points_of_gdp 2007-09-30: 11.6 percentage_points_of_gdp 2007-12-31: 11.6 percentage_points_of_gdp 2008-03-31: 11.1 percentage_points_of_gdp 2008-06-30: 9.6 percentage_points_of_gdp 2008-09-30: 9.1 percentage_points_of_gdp 2008-12-31: 6.7 percentage_points_of_gdp 2009-03-31: 5.2 percentage_points_of_gdp 2009-06-30: 4.8 percentage_points_of_gdp 2009-09-30: 3.7 percentage_points_of_gdp 2009-12-31: 1.2 percentage_points_of_gdp 2010-03-31: -1.4 percentage_points_of_gdp 2010-06-30: -4.5 percentage_points_of_gdp 2010-09-30: -7 percentage_points_of_gdp 2010-12-31: -9.4 percentage_points_of_gdp 2011-03-31: -11.2 percentage_points_of_gdp 2011-06-30: -12.5 percentage_points_of_gdp 2011-09-30: -13.3 percentage_points_of_gdp 2011-12-31: -14 percentage_points_of_gdp 2012-03-31: -15.4 percentage_points_of_gdp 2012-06-30: -16.1 percentage_points_of_gdp 2012-09-30: -16.2 percentage_points_of_gdp 2012-12-31: -16.2 percentage_points_of_gdp 2013-03-31: -16.9 percentage_points_of_gdp 2013-06-30: -16.5 percentage_points_of_gdp 2013-09-30: -16 percentage_points_of_gdp 2013-12-31: -15.6 percentage_points_of_gdp 2014-03-31: -15.3 percentage_points_of_gdp 2014-06-30: -15.1 percentage_points_of_gdp 2014-09-30: -15.4 percentage_points_of_gdp 2014-12-31: -14.7 percentage_points_of_gdp 2015-03-31: -14.9 percentage_points_of_gdp 2015-06-30: -13.7 percentage_points_of_gdp 2015-09-30: -12.9 percentage_points_of_gdp 2015-12-31: -12.7 percentage_points_of_gdp 2016-03-31: -11.7 percentage_points_of_gdp 2016-06-30: -10.6 percentage_points_of_gdp 2016-09-30: -9.5 percentage_points_of_gdp 2016-12-31: -9.6 percentage_points_of_gdp 2017-03-31: -9 percentage_points_of_gdp 2017-06-30: -8.1 percentage_points_of_gdp 2017-09-30: -7.8 percentage_points_of_gdp 2017-12-31: -6.8 percentage_points_of_gdp 2018-03-31: -7.4 percentage_points_of_gdp 2018-06-30: -6.6 percentage_points_of_gdp 2018-09-30: -6.8 percentage_points_of_gdp 2018-12-31: -6.5 percentage_points_of_gdp 2019-03-31: -6.3 percentage_points_of_gdp 2019-06-30: -5.9 percentage_points_of_gdp 2019-09-30: -5.5 percentage_points_of_gdp 2019-12-31: -5.8 percentage_points_of_gdp 2020-03-31: -2.6 percentage_points_of_gdp 2020-06-30: 2.9 percentage_points_of_gdp 2020-09-30: 3.6 percentage_points_of_gdp 2020-12-31: 4.6 percentage_points_of_gdp 2021-03-31: 4.5 percentage_points_of_gdp 2021-06-30: 2.3 percentage_points_of_gdp 2021-09-30: 0.4 percentage_points_of_gdp 2021-12-31: -1 percentage_points_of_gdp 2022-03-31: -2.2 percentage_points_of_gdp 2022-06-30: -3.3 percentage_points_of_gdp 2022-09-30: -4.9 percentage_points_of_gdp 2022-12-31: -6.2 percentage_points_of_gdp 2023-03-31: -7.6 percentage_points_of_gdp 2023-06-30: -8.7 percentage_points_of_gdp 2023-09-30: -9.8 percentage_points_of_gdp 2023-12-31: -10.6 percentage_points_of_gdp 2024-03-31: -11 percentage_points_of_gdp 2024-06-30: -11.3 percentage_points_of_gdp 2024-09-30: -11.2 percentage_points_of_gdp 2024-12-31: -12.5 percentage_points_of_gdp 2025-03-31: -12.6 percentage_points_of_gdp 2025-06-30: -12.4 percentage_points_of_gdp 2025-09-30: -12 percentage_points_of_gdp 2025-12-31: -11.6 percentage_points_of_gdp 2026-03-31: -11.3 percentage_points_of_gdp 30 Jun 1981 14 Nov 2003 31 Mar 2026 Showing periods 95–274 of 274 in this date range. Each chart page contains at most 180 original periods; values are not downsampled. All retained snapshot-selected periods are available.
← Older periods Uses the data available in this saved assessment; later revisions may change historical values. This reconstructed chart does not show what was known on each historical date. Missing source periods break the line; unavailable metric values are omitted. Quality is evaluated at the assessment date.
Exact values · final 12 periods in this chart window Method, sources and timing Economic period & freshness Calculation uses the latest completed observation available at evaluation time, with its actual economic period and original availability. An older period contributes to assessment only within the configured source-age limit. Newly observed missing or invalid evidence is not replaced with an earlier value. Source status uses economic-age thresholds, not a release calendar; no future release time is inferred.
THE PUBLISHED TRANSFORM Output the latest original published value for its native economic period.The credit-to-GDP ratio's deviation from its one-sided Hodrick-Prescott trend (smoothing 400,000), in percentage points of GDP. It is the Basel III guide for the countercyclical capital buffer. The trend is estimated from past data only and moves with it; a gap near the start of a series, or after a long boom or bust, is less reliable. Large negative gaps after deleveraging do not mean safety. Above 2 points marks the Basel III buffer guide and above 10 points the historical crisis zone; both are context here, not ECO I rules. Publication trails the quarter by about five to six months; availability is the first retrieval.
Definition 11.0.0 · us_credit_to_gdp_gap VALIDATION MATURITY Research informed Credit to the private non-financial sector and its gap to trend: the best-documented early indicator of financial crises (Basel III buffer guide; Greenwood, Hanson, Shleifer and Sorensen).
Published official-source context; the complete assessment and these supplementary growth/capacity interpretations are not established as calibrated crisis forecasts.
Original BIS credit statistics CSV · 9a33f4da003f… ↗
Showing 1 of 1 retained source files. All retained source file hashes (JSON) ↗
Source: BIS total credit and credit-to-GDP gap statistics; no BIS endorsement. Free statistical reuse with attribution under BIS permitted-use terms. File hashes identify the exact retrieved bytes; these are not historical point-in-time vintages.
Chart source observations · 180 periods in this window Canonical source observations, percentage_points_of_gdp 180 observed values from 1981-06-30 to 2026-03-31. Horizontal position follows economic dates. Lines stop at explicitly missing source periods. Recent exact values follow in the table; all retained readings are available through the pinned JSON query. -10 0 10 1981-06-30: -2.6698 percentage_points_of_gdp 1981-09-30: -3.3838 percentage_points_of_gdp 1981-12-31: -3.552 percentage_points_of_gdp 1982-03-31: -3.3351 percentage_points_of_gdp 1982-06-30: -2.5157 percentage_points_of_gdp 1982-09-30: -2.0142 percentage_points_of_gdp 1982-12-31: -1.4612 percentage_points_of_gdp 1983-03-31: -1.8676 percentage_points_of_gdp 1983-06-30: -1.204 percentage_points_of_gdp 1983-09-30: -0.957 percentage_points_of_gdp 1983-12-31: -0.6293 percentage_points_of_gdp 1984-03-31: -1.0419 percentage_points_of_gdp 1984-06-30: -0.0782 percentage_points_of_gdp 1984-09-30: 0.203 percentage_points_of_gdp 1984-12-31: 1.5702 percentage_points_of_gdp 1985-03-31: 2.1979 percentage_points_of_gdp 1985-06-30: 3.3955 percentage_points_of_gdp 1985-09-30: 4.1566 percentage_points_of_gdp 1985-12-31: 6.2253 percentage_points_of_gdp 1986-03-31: 5.8025 percentage_points_of_gdp 1986-06-30: 6.8358 percentage_points_of_gdp 1986-09-30: 7.9829 percentage_points_of_gdp 1986-12-31: 9.659 percentage_points_of_gdp 1987-03-31: 8.8525 percentage_points_of_gdp 1987-06-30: 9.633 percentage_points_of_gdp 1987-09-30: 9.729 percentage_points_of_gdp 1987-12-31: 9.4352 percentage_points_of_gdp 1988-03-31: 8.7733 percentage_points_of_gdp 1988-06-30: 8.9173 percentage_points_of_gdp 1988-09-30: 8.308 percentage_points_of_gdp 1988-12-31: 8.1672 percentage_points_of_gdp 1989-03-31: 6.8909 percentage_points_of_gdp 1989-06-30: 6.6356 percentage_points_of_gdp 1989-09-30: 5.575 percentage_points_of_gdp 1989-12-31: 5.3307 percentage_points_of_gdp 1990-03-31: 4.817 percentage_points_of_gdp 1990-06-30: 4.1495 percentage_points_of_gdp 1990-09-30: 3.1594 percentage_points_of_gdp 1990-12-31: 2.4209 percentage_points_of_gdp 1991-03-31: 1.1938 percentage_points_of_gdp 1991-06-30: 0.9464 percentage_points_of_gdp 1991-09-30: -0.4519 percentage_points_of_gdp 1991-12-31: -1.499 percentage_points_of_gdp 1992-03-31: -2.8933 percentage_points_of_gdp 1992-06-30: -4.1433 percentage_points_of_gdp 1992-09-30: -5.1606 percentage_points_of_gdp 1992-12-31: -6.2288 percentage_points_of_gdp 1993-03-31: -7.3273 percentage_points_of_gdp 1993-06-30: -7.2403 percentage_points_of_gdp 1993-09-30: -7.0457 percentage_points_of_gdp 1993-12-31: -6.7221 percentage_points_of_gdp 1994-03-31: -6.8178 percentage_points_of_gdp 1994-06-30: -6.6972 percentage_points_of_gdp 1994-09-30: -6.7542 percentage_points_of_gdp 1994-12-31: -6.2333 percentage_points_of_gdp 1995-03-31: -6.4042 percentage_points_of_gdp 1995-06-30: -5.4832 percentage_points_of_gdp 1995-09-30: -5.0075 percentage_points_of_gdp 1995-12-31: -4.3222 percentage_points_of_gdp 1996-03-31: -4.0849 percentage_points_of_gdp 1996-06-30: -3.6571 percentage_points_of_gdp 1996-09-30: -3.6192 percentage_points_of_gdp 1996-12-31: -3.8547 percentage_points_of_gdp 1997-03-31: -4.1518 percentage_points_of_gdp 1997-06-30: -3.656 percentage_points_of_gdp 1997-09-30: -2.9749 percentage_points_of_gdp 1997-12-31: -2.5501 percentage_points_of_gdp 1998-03-31: -1.9402 percentage_points_of_gdp 1998-06-30: -0.122 percentage_points_of_gdp 1998-09-30: 0.6688 percentage_points_of_gdp 1998-12-31: 1.6207 percentage_points_of_gdp 1999-03-31: 2.2156 percentage_points_of_gdp 1999-06-30: 2.7082 percentage_points_of_gdp 1999-09-30: 3.9322 percentage_points_of_gdp 1999-12-31: 4.2452 percentage_points_of_gdp 2000-03-31: 4.5555 percentage_points_of_gdp 2000-06-30: 4.825 percentage_points_of_gdp 2000-09-30: 4.7665 percentage_points_of_gdp 2000-12-31: 4.6518 percentage_points_of_gdp 2001-03-31: 3.6734 percentage_points_of_gdp 2001-06-30: 5.1445 percentage_points_of_gdp 2001-09-30: 6.4384 percentage_points_of_gdp 2001-12-31: 6.6739 percentage_points_of_gdp 2002-03-31: 6.5143 percentage_points_of_gdp 2002-06-30: 6.9075 percentage_points_of_gdp 2002-09-30: 7.1154 percentage_points_of_gdp 2002-12-31: 7.6891 percentage_points_of_gdp 2003-03-31: 7.3031 percentage_points_of_gdp 2003-06-30: 8.7823 percentage_points_of_gdp 2003-09-30: 8.5421 percentage_points_of_gdp 2003-12-31: 7.7547 percentage_points_of_gdp 2004-03-31: 7.2184 percentage_points_of_gdp 2004-06-30: 7.2317 percentage_points_of_gdp 2004-09-30: 7.1555 percentage_points_of_gdp 2004-12-31: 8.0132 percentage_points_of_gdp 2005-03-31: 7.1406 percentage_points_of_gdp 2005-06-30: 7.6845 percentage_points_of_gdp 2005-09-30: 7.8694 percentage_points_of_gdp 2005-12-31: 8.1689 percentage_points_of_gdp 2006-03-31: 8.7704 percentage_points_of_gdp 2006-06-30: 9.5531 percentage_points_of_gdp 2006-09-30: 9.7123 percentage_points_of_gdp 2006-12-31: 10.1071 percentage_points_of_gdp 2007-03-31: 9.9696 percentage_points_of_gdp 2007-06-30: 11.222 percentage_points_of_gdp 2007-09-30: 11.6373 percentage_points_of_gdp 2007-12-31: 11.6341 percentage_points_of_gdp 2008-03-31: 11.0979 percentage_points_of_gdp 2008-06-30: 9.5946 percentage_points_of_gdp 2008-09-30: 9.1258 percentage_points_of_gdp 2008-12-31: 6.681 percentage_points_of_gdp 2009-03-31: 5.234 percentage_points_of_gdp 2009-06-30: 4.8005 percentage_points_of_gdp 2009-09-30: 3.6739 percentage_points_of_gdp 2009-12-31: 1.2405 percentage_points_of_gdp 2010-03-31: -1.4148 percentage_points_of_gdp 2010-06-30: -4.5209 percentage_points_of_gdp 2010-09-30: -6.9653 percentage_points_of_gdp 2010-12-31: -9.4288 percentage_points_of_gdp 2011-03-31: -11.1703 percentage_points_of_gdp 2011-06-30: -12.5311 percentage_points_of_gdp 2011-09-30: -13.3005 percentage_points_of_gdp 2011-12-31: -13.977 percentage_points_of_gdp 2012-03-31: -15.3521 percentage_points_of_gdp 2012-06-30: -16.0864 percentage_points_of_gdp 2012-09-30: -16.203 percentage_points_of_gdp 2012-12-31: -16.163 percentage_points_of_gdp 2013-03-31: -16.934 percentage_points_of_gdp 2013-06-30: -16.4581 percentage_points_of_gdp 2013-09-30: -16.0398 percentage_points_of_gdp 2013-12-31: -15.5667 percentage_points_of_gdp 2014-03-31: -15.2658 percentage_points_of_gdp 2014-06-30: -15.0902 percentage_points_of_gdp 2014-09-30: -15.3953 percentage_points_of_gdp 2014-12-31: -14.7405 percentage_points_of_gdp 2015-03-31: -14.9101 percentage_points_of_gdp 2015-06-30: -13.7118 percentage_points_of_gdp 2015-09-30: -12.9316 percentage_points_of_gdp 2015-12-31: -12.7316 percentage_points_of_gdp 2016-03-31: -11.6642 percentage_points_of_gdp 2016-06-30: -10.6404 percentage_points_of_gdp 2016-09-30: -9.4711 percentage_points_of_gdp 2016-12-31: -9.62 percentage_points_of_gdp 2017-03-31: -9.0268 percentage_points_of_gdp 2017-06-30: -8.1099 percentage_points_of_gdp 2017-09-30: -7.7644 percentage_points_of_gdp 2017-12-31: -6.8397 percentage_points_of_gdp 2018-03-31: -7.4472 percentage_points_of_gdp 2018-06-30: -6.5542 percentage_points_of_gdp 2018-09-30: -6.8289 percentage_points_of_gdp 2018-12-31: -6.5026 percentage_points_of_gdp 2019-03-31: -6.34 percentage_points_of_gdp 2019-06-30: -5.8759 percentage_points_of_gdp 2019-09-30: -5.5409 percentage_points_of_gdp 2019-12-31: -5.8081 percentage_points_of_gdp 2020-03-31: -2.6411 percentage_points_of_gdp 2020-06-30: 2.8794 percentage_points_of_gdp 2020-09-30: 3.6338 percentage_points_of_gdp 2020-12-31: 4.5755 percentage_points_of_gdp 2021-03-31: 4.5163 percentage_points_of_gdp 2021-06-30: 2.3096 percentage_points_of_gdp 2021-09-30: 0.4262 percentage_points_of_gdp 2021-12-31: -0.9865 percentage_points_of_gdp 2022-03-31: -2.2358 percentage_points_of_gdp 2022-06-30: -3.3388 percentage_points_of_gdp 2022-09-30: -4.9143 percentage_points_of_gdp 2022-12-31: -6.2114 percentage_points_of_gdp 2023-03-31: -7.6242 percentage_points_of_gdp 2023-06-30: -8.7445 percentage_points_of_gdp 2023-09-30: -9.8253 percentage_points_of_gdp 2023-12-31: -10.6356 percentage_points_of_gdp 2024-03-31: -11.0108 percentage_points_of_gdp 2024-06-30: -11.2587 percentage_points_of_gdp 2024-09-30: -11.1976 percentage_points_of_gdp 2024-12-31: -12.4608 percentage_points_of_gdp 2025-03-31: -12.6017 percentage_points_of_gdp 2025-06-30: -12.3608 percentage_points_of_gdp 2025-09-30: -11.9966 percentage_points_of_gdp 2025-12-31: -11.586 percentage_points_of_gdp 2026-03-31: -11.3204 percentage_points_of_gdp 30 Jun 1981 14 Nov 2003 31 Mar 2026 Showing periods 95–274 of 274 in this date range. Each chart page contains at most 180 original periods; values are not downsampled. All retained snapshot-selected periods are available.
← Older periods Uses snapshot-selected vintages. The final eight exact values in this window are tabulated above. The pinned JSON query provides all matching observations and provenance; follow its cursor for further pages.
Snapshot identity Snapshot ero_us_macro_financial_20261027T003609Z_3476e48f61e8 Profile version 11.0.0 Generated 27 Oct 2026 · 00:38 UTC Analytical content SHA-256 3476e48f61e89a392bf424594d533e4786040223a0d6bad7c1aa54e7ac1c3ce3 Source: U.S. Bureau of Labor Statistics. BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov. Data access dates are supplied as retrieved_at in canonical observations. Latest retained BLS access: 03 Oct 2026 · 00:33 UTC. BLS source terms
Source: BIS debt service, credit and credit-gap statistics; debt service is model-based. ECO I's calculations and interpretation are its own; BIS does not endorse them. BIS statistical-use terms