U.S. ECONOMY & MARKETS27 Oct 2026 · 00:36 UTC
IndicatorsBank lending · larger firms

INDICATOR DETAIL

SLOOS C&I lending standards for large and middle-market firms

0%
ValidPeriod ending 30 Jun 2026Available 05 Sep 2026 · 21:45 UTC

Net percentage of responding domestic banks reporting tighter C&I lending standards for large and middle-market firms during the preceding quarter.

History

139 readings.

All retained dates

Dates refer to the economic period ending and apply to all charts below. Leave a date blank for an open range.

Published metric history, %139 observed values from 1991-12-31 to 2026-06-30. Horizontal position follows economic dates. Lines stop at explicitly missing source periods. Recent exact values follow in the table; all retained readings are available through the pinned JSON query.0501991-12-31: 10 %1992-03-31: 3.5 %1992-06-30: -3.4 %1992-09-30: 5.2 %1992-12-31: 3.4 %1993-03-31: -12.1 %1993-06-30: -25 %1993-09-30: -20 %1993-12-31: -18.6 %1994-03-31: -15.5 %1994-06-30: -10.3 %1994-09-30: -22.4 %1994-12-31: -10.2 %1995-03-31: -6.8 %1995-06-30: -8.6 %1995-09-30: -5.2 %1995-12-31: 6.9 %1996-03-31: -1.8 %1996-06-30: -7.4 %1996-09-30: -8.6 %1996-12-31: -8.9 %1997-03-31: -10.3 %1997-06-30: -5.8 %1997-09-30: -7 %1997-12-31: 1.8 %1998-03-31: -7.1 %1998-06-30: 0 %1998-09-30: 36.4 %1998-12-31: 7.4 %1999-03-31: 10 %1999-06-30: 5.4 %1999-09-30: 9.1 %1999-12-31: 10.9 %2000-03-31: 24.6 %2000-06-30: 33.9 %2000-09-30: 43.9 %2000-12-31: 59.6 %2001-03-31: 50.9 %2001-06-30: 40.4 %2001-09-30: 50.9 %2001-12-31: 45.5 %2002-03-31: 25 %2002-06-30: 21.4 %2002-09-30: 20 %2002-12-31: 22 %2003-03-31: 8.9 %2003-06-30: 3.4 %2003-09-30: 0 %2003-12-31: -17.9 %2004-03-31: -22.8 %2004-06-30: -20 %2004-09-30: -21.1 %2004-12-31: -23.6 %2005-03-31: -24.1 %2005-06-30: -16.7 %2005-09-30: -8.8 %2005-12-31: -10.7 %2006-03-31: -12.3 %2006-06-30: -8.9 %2006-09-30: 0 %2006-12-31: 0 %2007-03-31: -3.8 %2007-06-30: 7.5 %2007-09-30: 19.2 %2007-12-31: 32.1 %2008-03-31: 55.4 %2008-06-30: 57.7 %2008-09-30: 83.6 %2008-12-31: 64.2 %2009-03-31: 39.6 %2009-06-30: 31.5 %2009-09-30: 14 %2009-12-31: -5.5 %2010-03-31: -7.1 %2010-06-30: -8.8 %2010-09-30: -10.5 %2010-12-31: -10.5 %2011-03-31: -16.4 %2011-06-30: -21.8 %2011-09-30: -5.9 %2011-12-31: 5.4 %2012-03-31: -6.9 %2012-06-30: -9.5 %2012-09-30: -7.6 %2012-12-31: -7.4 %2013-03-31: -19.1 %2013-06-30: -18.1 %2013-09-30: -8.3 %2013-12-31: -13.7 %2014-03-31: -11.1 %2014-06-30: -10.7 %2014-09-30: -10.5 %2014-12-31: -5.5 %2015-03-31: -5.3 %2015-06-30: -7 %2015-09-30: 7.4 %2015-12-31: 8.2 %2016-03-31: 11.6 %2016-06-30: 8.5 %2016-09-30: 1.5 %2016-12-31: 1.4 %2017-03-31: -2.8 %2017-06-30: -3.9 %2017-09-30: -8.5 %2017-12-31: -10 %2018-03-31: -11.3 %2018-06-30: -15.9 %2018-09-30: -15.9 %2018-12-31: 2.8 %2019-03-31: -4.2 %2019-06-30: -2.8 %2019-09-30: 5.4 %2019-12-31: 0 %2020-03-31: 41.5 %2020-06-30: 71.2 %2020-09-30: 37.7 %2020-12-31: 5.5 %2021-03-31: -15.1 %2021-06-30: -32.4 %2021-09-30: -18.2 %2021-12-31: -14.5 %2022-03-31: -1.5 %2022-06-30: 24.2 %2022-09-30: 39.1 %2022-12-31: 44.8 %2023-03-31: 46 %2023-06-30: 50.8 %2023-09-30: 33.9 %2023-12-31: 14.5 %2024-03-31: 15.6 %2024-06-30: 7.9 %2024-09-30: 0 %2024-12-31: 6.2 %2025-03-31: 18.5 %2025-06-30: 9.5 %2025-09-30: 6.5 %2025-12-31: 5.3 %2026-03-31: 8.1 %2026-06-30: 0 %31 Dec 199131 Mar 200930 Jun 2026

Showing periods 1–139 of 139 in this date range. Each chart page contains at most 180 original periods; values are not downsampled. All retained snapshot-selected periods are available.

Uses the data available in this saved assessment; later revisions may change historical values. This reconstructed chart does not show what was known on each historical date. Missing source periods break the line; unavailable metric values are omitted. Quality is evaluated at the assessment date.

Exact values · final 12 periods in this chart window
Exact plotted metric readings
Economic periodValueUnitQuality
30 Sep 202333.9%Valid
31 Dec 202314.5%Valid
31 Mar 202415.6%Valid
30 Jun 20247.9%Valid
30 Sep 20240%Valid
31 Dec 20246.2%Valid
31 Mar 202518.5%Valid
30 Jun 20259.5%Valid
30 Sep 20256.5%Valid
31 Dec 20255.3%Valid
31 Mar 20268.1%Valid
30 Jun 20260%Valid
Method, sources and timing

Economic period & freshness

Calculation uses the latest completed observation available at evaluation time, with its actual economic period and original availability. An older period contributes to assessment only within the configured source-age limit. Newly observed missing or invalid evidence is not replaced with an earlier value. Source status uses economic-age thresholds, not a release calendar; no future release time is inferred.

Source timing diagnostics
InputLatest source periodObservation ageAvailable to ECO ISource status
Bank lending · larger firms30 Jun 2026119 days05 Sep 2026 · 21:45 UTCCurrent
THE PUBLISHED TRANSFORMOutput the selected canonical net percentage of banks tightening standards.

A net percentage is the tightening share minus the easing share; it is not the percentage of all banks that tightened. Current-revised Board history is not historical point-in-time evidence. Uses the latest available native-frequency economic period within the source freshness policy; repeated retrievals do not create new confirmation periods.

Definition 6.0.0 · us_sloos_ci_large_middle_tightening
VALIDATION MATURITY

Provisional

Broad net tightening of C&I lending standards is direct bank-credit-supply stress evidence but does not alone prove systemic crisis.

Operational anchors align conservatively with Federal Reserve qualitative net-percentage ranges; point-in-time outcome calibration remains pending.

SOURCE OBSERVATIONS

Bank lending · larger firms

Board of Governors · Senior Loan Officer Opinion Survey

Canonical observations JSON ↗
Canonical source observations
Period endingSource valueUnitQualityAvailable to ECO I
30 Sep 20240%Valid05 Sep 2026 · 21:45 UTC
31 Dec 20246.2%Valid05 Sep 2026 · 21:45 UTC
31 Mar 202518.5%Valid05 Sep 2026 · 21:45 UTC
30 Jun 20259.5%Valid05 Sep 2026 · 21:45 UTC
30 Sep 20256.5%Valid05 Sep 2026 · 21:45 UTC
31 Dec 20255.3%Valid05 Sep 2026 · 21:45 UTC
31 Mar 20268.1%Valid05 Sep 2026 · 21:45 UTC
30 Jun 20260%Valid05 Sep 2026 · 21:45 UTC

Original Board SLOOS ZIP · 9e043b31aea3… ↗

Showing 1 of 1 retained source files. All retained source file hashes (JSON) ↗

Original Board of Governors public-data archive, including other survey series. Credit: Board of Governors of the Federal Reserve System. File hashes identify the exact retrieved bytes; these are not historical point-in-time vintages.

Chart source observations · 146 periods in this windowCanonical source observations, %146 observed values from 1990-03-31 to 2026-06-30. Horizontal position follows economic dates. Lines stop at explicitly missing source periods. Recent exact values follow in the table; all retained readings are available through the pinned JSON query.0501990-03-31: 54.4 %1990-06-30: 46.7 %1990-09-30: 54.2 %1990-12-31: 38.6 %1991-03-31: 20 %1991-06-30: 18.6 %1991-09-30: 16.7 %1991-12-31: 10 %1992-03-31: 3.5 %1992-06-30: -3.4 %1992-09-30: 5.2 %1992-12-31: 3.4 %1993-03-31: -12.1 %1993-06-30: -25 %1993-09-30: -20 %1993-12-31: -18.6 %1994-03-31: -15.5 %1994-06-30: -10.3 %1994-09-30: -22.4 %1994-12-31: -10.2 %1995-03-31: -6.8 %1995-06-30: -8.6 %1995-09-30: -5.2 %1995-12-31: 6.9 %1996-03-31: -1.8 %1996-06-30: -7.4 %1996-09-30: -8.6 %1996-12-31: -8.9 %1997-03-31: -10.3 %1997-06-30: -5.8 %1997-09-30: -7 %1997-12-31: 1.8 %1998-03-31: -7.1 %1998-06-30: 0 %1998-09-30: 36.4 %1998-12-31: 7.4 %1999-03-31: 10 %1999-06-30: 5.4 %1999-09-30: 9.1 %1999-12-31: 10.9 %2000-03-31: 24.6 %2000-06-30: 33.9 %2000-09-30: 43.9 %2000-12-31: 59.6 %2001-03-31: 50.9 %2001-06-30: 40.4 %2001-09-30: 50.9 %2001-12-31: 45.5 %2002-03-31: 25 %2002-06-30: 21.4 %2002-09-30: 20 %2002-12-31: 22 %2003-03-31: 8.9 %2003-06-30: 3.4 %2003-09-30: 0 %2003-12-31: -17.9 %2004-03-31: -22.8 %2004-06-30: -20 %2004-09-30: -21.1 %2004-12-31: -23.6 %2005-03-31: -24.1 %2005-06-30: -16.7 %2005-09-30: -8.8 %2005-12-31: -10.7 %2006-03-31: -12.3 %2006-06-30: -8.9 %2006-09-30: 0 %2006-12-31: 0 %2007-03-31: -3.8 %2007-06-30: 7.5 %2007-09-30: 19.2 %2007-12-31: 32.1 %2008-03-31: 55.4 %2008-06-30: 57.7 %2008-09-30: 83.6 %2008-12-31: 64.2 %2009-03-31: 39.6 %2009-06-30: 31.5 %2009-09-30: 14 %2009-12-31: -5.5 %2010-03-31: -7.1 %2010-06-30: -8.8 %2010-09-30: -10.5 %2010-12-31: -10.5 %2011-03-31: -16.4 %2011-06-30: -21.8 %2011-09-30: -5.9 %2011-12-31: 5.4 %2012-03-31: -6.9 %2012-06-30: -9.5 %2012-09-30: -7.6 %2012-12-31: -7.4 %2013-03-31: -19.1 %2013-06-30: -18.1 %2013-09-30: -8.3 %2013-12-31: -13.7 %2014-03-31: -11.1 %2014-06-30: -10.7 %2014-09-30: -10.5 %2014-12-31: -5.5 %2015-03-31: -5.3 %2015-06-30: -7 %2015-09-30: 7.4 %2015-12-31: 8.2 %2016-03-31: 11.6 %2016-06-30: 8.5 %2016-09-30: 1.5 %2016-12-31: 1.4 %2017-03-31: -2.8 %2017-06-30: -3.9 %2017-09-30: -8.5 %2017-12-31: -10 %2018-03-31: -11.3 %2018-06-30: -15.9 %2018-09-30: -15.9 %2018-12-31: 2.8 %2019-03-31: -4.2 %2019-06-30: -2.8 %2019-09-30: 5.4 %2019-12-31: 0 %2020-03-31: 41.5 %2020-06-30: 71.2 %2020-09-30: 37.7 %2020-12-31: 5.5 %2021-03-31: -15.1 %2021-06-30: -32.4 %2021-09-30: -18.2 %2021-12-31: -14.5 %2022-03-31: -1.5 %2022-06-30: 24.2 %2022-09-30: 39.1 %2022-12-31: 44.8 %2023-03-31: 46 %2023-06-30: 50.8 %2023-09-30: 33.9 %2023-12-31: 14.5 %2024-03-31: 15.6 %2024-06-30: 7.9 %2024-09-30: 0 %2024-12-31: 6.2 %2025-03-31: 18.5 %2025-06-30: 9.5 %2025-09-30: 6.5 %2025-12-31: 5.3 %2026-03-31: 8.1 %2026-06-30: 0 %31 Mar 199015 May 200830 Jun 2026

Showing periods 1–146 of 146 in this date range. Each chart page contains at most 180 original periods; values are not downsampled. All retained snapshot-selected periods are available.

Uses snapshot-selected vintages. The final eight exact values in this window are tabulated above. The pinned JSON query provides all matching observations and provenance; follow its cursor for further pages.

Snapshot identity
Snapshot
ero_us_macro_financial_20261027T003609Z_3476e48f61e8
Profile version
11.0.0
Generated
27 Oct 2026 · 00:38 UTC
Analytical content SHA-256
3476e48f61e89a392bf424594d533e4786040223a0d6bad7c1aa54e7ac1c3ce3

Source: U.S. Bureau of Labor Statistics. BLS.gov cannot vouch for the data or analyses derived from these data after the data have been retrieved from BLS.gov. Data access dates are supplied as retrieved_at in canonical observations. Latest retained BLS access: 03 Oct 2026 · 00:33 UTC. BLS source terms

Source: BIS debt service, credit and credit-gap statistics; debt service is model-based. ECO I's calculations and interpretation are its own; BIS does not endorse them. BIS statistical-use terms